Briefly speaking: Study abroad on a budget

In these tough budget times, some students may dismiss the idea of studying abroad, assuming that the cost will be prohibitive. But that's just not so.

"Depending on what program you choose, you could actually save money," said Robin Ducatillon, program coordinator at the UC Davis Education Abroad Center.

Increases to financial aid, larger course loads and often lower costs of living help keep the price tag comparable to staying at UC Davis — even with airfare.

The Financial Aid Office at UC Davis estimates that it costs an undergraduate about $8,000 — including fees, housing and food, books and supplies — to study on the Davis campus for a quarter. Typically, students take 15 to 16 credits during the 10-week quarter.

However, a student can study abroad in Hungary for about $12,800 — covering the same expenses and airfare — and earn 22 to 24 credits over a 15-week semester.

"Especially if you look at how many units you complete, it's really affordable," Ducatillon said.

Although some costs increase, so does financial aid, she said. All of a student's financial aid goes with them, and for those who plan well, scholarships may be available.

Ducatillion also points to long-term benefits: Study abroad gives participants life experience and a competitive edge when job hunting.

UC Davis offers four-week and quarter abroad programs. Through the UC system's Education Abroad Program, students can study in another country for a semester or a year at a time.

Shopping for a country

Choice of country is key. To keep costs down, students need to be flexible. "Europe is not cheap," Ducatillon said. For example, a spring semester in Paris can add up to $18,000.

However, students can study in several countries for up to $14,000, including program fees, airfare and other expenses:

• Up to $10,000: Mexico, Taiwan and Thailand
• Up to $12,000: Brazil, Canada, China, Costa Rica, Hong Kong, Korea, Singapore, South Africa and Turkey
• Up to $14,000: Barbados, Chile, Ghana, Hungary, India and Vietnam

Help to make it happen

A special finance section on the EAC Web site offers a sample budget, detailed information about financial aid and specific scholarships, and tips on establishing a budget and managing money abroad.

An Extended Payment Program also gives students the opportunity to pay UC Education Abroad Program fees over up to a year. There is a $25 enrollment fee.

The center offers a workshop on money issues and options for study abroad. It is held weekdays at the center, 207 Third St., Suite 120, in Davis. For information, call (530) 297-4633 or e-mail eacucd@ucdavis.edu.